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first property investment adelaide

Guide: Your First Investment Property

Is buying an investment property on your priority list?

There’s little more exciting than purchasing your first investment property with hopes of increasing your wealth.

Whether you’ve been considering the idea for a while or you’re just warming up to it, now is a great time to gather the facts.

interest-only loan adelaide

What You Need to Know About Interest-Only Home Loans

A home loan is made up of two parts: the principal and the interest. Principal is the lump sum of money you need to borrow. Interest is the fee you pay to the lender. Some lenders have a provision in which you pay only the interest on your loan for a set amount of time. This is called an interest-only home loan, and it’s particularly attractive to property investors.

Let’s look at why.

line of credit adelaide

Should I Get a Line of Credit?

Ever heard of a reverse mortgage?

That’s essentially what a line of credit (LOC) or credit loan is. An LOC allows you to tap into your home’s equity when necessary, only paying interest on the amount you use.

Let’s look at how a line of credit works and whether or not taking one out is a smart move for you.